Disclosures

1. Educational Information Only

I Credit Robot is an educational platform providing financial literacy resources and information. Nothing on this platform constitutes individualized legal, tax, investment, or financial advice. Consult with qualified professionals before making financial decisions.

2. Not a Credit Repair Organization

I Credit Robot does not remove, dispute, or negotiate items on your credit report and does not act on your behalf with any creditor or credit bureau.

3. Your Consumer Rights

You have the right to dispute inaccurate or incomplete information directly with consumer reporting agencies at no charge. You are entitled to free credit reports at AnnualCreditReport.com without purchasing any service.

4. No Guarantee of Results

I Credit Robot does not guarantee results. We make no promise of credit score changes, loan approvals, mortgage approvals, or any other financial outcome.

5. No Affiliation with Credit Bureaus or Government

I Credit Robot is not affiliated with Equifax, Experian, TransUnion, or any government agency.

6. Third-Party Services and Links

Third-party links and services on this site have their own terms of service, privacy policies, pricing, and cancellation policies. We are not responsible for third-party practices or support.

7. Educational Q&A Sessions

Monthly Q&A sessions provide general financial education only and do not constitute personalized financial, investment, tax, or legal advice. Presenters are financial educators, not your advisors, and are not engaged by individual members. Consult a licensed professional (CPA, attorney, or financial advisor) for advice about your own situation. Members are solely responsible for all actions they take.

Effective date: 2026-09-21